Who Is Your Legacy For ?

Who Is Your Legacy For ?


We believe in the power of preparation to safeguard your legacy and ensure the well-being of your loved ones. Estate planning is not just for the wealthy; it's a crucial step for anyone who wishes to make informed decisions about their assets and family's future.



Key Components Of

Estate Planning

Icon of a scroll labeled 'Last Will', estate planning document

The cornerstone of your estate plan, directing how your assets should be distributed.

Court building and gavel icon with 'Legal Trust', trust fund concept

For those seeking additional control and efficiency in asset distribution.

'Powers of Attorney' with a figure and gavel, legal authority

Ensuring someone you trust can make decisions if you're unable.

Hand cradling figure with heart and medical symbols, 'Health Care Directives'


Outlining your wishes for medical care if you cannot communicate.

Dollar sign above three figures, 'Beneficiary Designations', wealth allocation


Direct asset transfer methods like life insurance and retirement accounts.

Common Estate

Planning Goals

Shield with dollar sign and lock, symbolizing financial security

Protecting your assets from unforeseen creditors.

Figure pushing against large 'TAX' block, concept of tax burden

Minimizing taxes to maximize what your beneficiaries receive.

Silhouette of two adults and a child, symbolizing family protection

Ensuring dependents and loved ones are provided for in your absence.

Heart icon with 'CHARITY', symbolizing philanthropic giving

Supporting charitable causes close to your heart.

Cycle of checklist, gear, magnifying glass, and tick mark, process optimization

Streamlining the probate process to ease the burden on your family.

The Estate Planning Process

Two figures at table with speech bubbles, concept of consultation or meeting

Discussing your goals and gathering necessary information.

Paper with check marks and pen, concept for completed checklist or agreement

Crafting documents that reflect your wishes accurately.

Figure placing last piece into puzzle sphere, concept of solution completion

Putting your plan into action to ensure full coverage.

Paper with 'Review' written and a pen, concept for feedback or evaluation

Updating your plan to reflect life changes or legal shifts.

Addressing Complex Situations


We specialize in creating estate plans that address complex scenarios, from navigating blended family dynamics to ensuring business continuity and addressing special needs care.

Estate Planning and Tax Efficiency

Estate Planning and

Tax Efficiency


Our estate planning strategies are designed to minimize tax liabilities, ensuring more of your assets pass to your beneficiaries and charitable organizations efficiently.

Why Choose Us for Your

Estate Planning Needs ?


Our firm combines expertise with a personalized approach, ensuring your estate plan reflects your unique situation and goals. We’re committed to guiding you through every step, making the process transparent and stress-free.

What Could Happen Without a Plan ?

What Could Happen

Without a Plan ?

It Cost $0 To Speak With An Expert !

It Cost $0 To Speak With An Expert !

Plan Today, Thrive Tomorrow with Canada's Wealth Architects!

Start Planning Today, So You Can Thrive Tomorrow with Canada's Wealth Architects!

FAQS

WHY IS ESTATE PLANNING IMPRTANT FOR CANADIANS ?

Estate planning ensures your assets are distributed according to your wishes, minimizes taxes and legal fees, and helps avoid disputes among your loved ones. It's about protecting your legacy and providing for your family even when you're no longer there.

WHAT HAPPENS IF YOU DONT HAVE A WILL IN CANADA ?

Without a will, your estate is distributed according to provincial laws, which might not align with your wishes. This can lead to potential family disputes, unexpected beneficiaries, and a longer, more costly probate process.

WHATS THE DIFFERENCE BETWEEN A WILL AND A LIVING TRUST ?

A will details how your assets should be distributed after death and can name guardians for minor children. A living trust (inter vivos trust) takes effect while you're alive, offering more control over asset distribution and privacy benefits, as it typically doesn’t go through probate.

WHAT IS A POWER OF ATTORNEY AND DO YOU NEED ONE ?

A will details how your assets should be distributed after death and can name guardians for minor children. A living trust (inter vivos trust) takes effect while you're alive, offering more control over asset distribution and privacy benefits, as it typically doesn’t go through probate.

HOW DO YOU ENSURE YOUR CHILDREN ARE TAKEN CARE OF IF SOMTHING HAPPENS TO YOU ?

In your will, you can designate a guardian for your minor children, ensuring they are cared for by someone you trust. Setting up a trust can also allocate funds specifically for their upbringing and education.

ARE DIGITAL ASSETS INCLUDED IN ESTATE PLANNING ?

Yes, it’s increasingly important to include digital assets like social media accounts, online banking, and cryptocurrency in your estate plan. Specify how you want these assets handled and provide necessary access information securely.

HOW OFTEN SHOULD YOU UPDATE YOUR ESTATE PLAN ?

It's wise to review and potentially update your estate plan every 3 to 5 years or after major life events such as marriage, divorce, the birth of a child, significant changes in your financial situation, or changes in estate law.